Investing for a Future Lifestyle

It is never too early to begin planning for retirement. Many retirees may want to maintain a standard of living consistent with their pre-retirement years. As a general rule of thumb, this means that it may require from 60% to 80% of an individual’s pre-retirement income to support a comfortable retirement lifestyle. For this reason, although pre- and post-retirement portfolios typically contain both income and growth investments, pre-retirement portfolios are generally more heavily weighted toward accumulation.